Sukanya Sam Riddhi Yojana Calculator
Sukanya Samriddhi Yojana Calculator
Plan your daughter's future with this government-backed savings scheme. Calculate how much you can save for her education and marriage expenses.
Min: ₹250, Max: ₹12,500 per month (₹1.5 Lakh/Year)
Max: 21 years (from account opening until maturity)
Account must be opened before daughter turns 10
Investment Summary
Total Investment
₹9,00,000
Interest Earned
₹12,34,567
Final Amount
₹21,34,567
Year of Maturity
2038
About Sukanya Samriddhi Yojana
- Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children launched as part of the Beti Bachao Beti Padhao campaign
- Account can be opened anytime between the birth of girl child until she turns 10
- Minimum investment is ₹250 per year and maximum is ₹1.5 lakh per year
- The current interest rate is 8.2% per annum (updated quarterly)
- Investment tenure is 21 years from the date of account opening
- Partial withdrawal (up to 50% of balance) is allowed after the account holder turns 18 for higher education purposes
- The scheme offers tax benefits under Section 80C of the Income Tax Act
- Accounts can be opened in post offices or authorized banks
- The account can be transferred anywhere in India
- Normal closure is possible after the girl turns 21
Disclaimer: This calculator provides an estimate only. The actual returns may vary based on changing interest rates and government policies. Please verify with official sources before making investment decisions.